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Finance

Southern Motor Court has finance tailored to meet your personal or business needs.
Our trained professional advisors can structure payments to suit seasonal cash flow and one off incomes etc.

The approval process is quick and easy and you may not need to be a home owner to qualify. Approvals are given for most deals within an hour of being submitted seven days a week.

Call in and ask our business manager Richard Roberts for an obligation free quotation or consider the brief summary of our finance options and complete our confidential online credit application for pre approval.

Richard Roberts
Business Manager
DDI: (03) 455 5500
Cell: (027) 5510 000
Email: finance@smcourt.co.nz

SUMMARY OF OUR SERVICES

Consumer Loan
is the most common method of purchasing a vehicle for private buyers. A Consumer Loan is flexible with repayment terms between 6 to 60 months and deposits to suit. Structured and balloon payments can also be included in your tailor made Consumer Loan Contract.Finance Lease.

Finance Lease
is often a preferred method of financing a business and GST registered individuals. Finance lease allows purchasing the vehicle of your choice without diverting valuable working capital from your business. Lease terms can vary between 46 and 48 months and residual values and monthly rentals are negotiable.

Operating Lease
operating Lease (often called contract hire) is a popular choice for corporates and is now available for private buyers. At the end of the lease (usually 24 to 36 months) you simply return the vehicle and drive away in a new model. There is no residual liability. Monthly rentals are often 100% tax deductible in the case of businesses (please check with your own tax advisor). You can also have the option of a full maintenance package built into your monthly rental.